Monday, November 30, 2009

What Is A Board Certified Trial Lawyer?

To be a board certified trial lawyer, the attorney must: 1) try a certain number of cases to verdict; 2) take a specific number of depositions where testimony is given under oath; 3) receive the recommendation of judges before whom the attorney has tried cases; 4) receive the recommendations of attorneys against whom the lawyer has tried cases; 5) pass an exam in the specific field of law in which the attorney practices and is seeking certification, for example, negligence law.

Why should you care if your attorney is board certified? It tells you that the attorney has gained a certain level of proficiency in an area of law and practice. Michael Quinn, Esq.

Monday, November 9, 2009

What Is Med-Pay Coverage? It's A Bargain.

Connecticut long had no-fault coverage on every auto policy. It covered the first $5,ooo. of medical bills regardless of fault. In 1994 no-fault was abolished and replaced with a voluntary med-pay provision. Voluntary means you have to ask for it or your agent, if you have an agent, has to recommend it. In 1994 an argument could be made that no-fault was duplicative because generally Connecticut residents had health insurance. Now with so many people uninsured, med-pay is more important than ever. Even if you have good health insurance today, it may not be there tomorrow. The auto insurance companies have no interest in selling you this coverage. It is inexpensive relative to the benefit. It is often where GEIGO and PROGRESSIVE "save" you money on your policy. It pays for doctors, physical therapy and diagnostic studies like MRIs. After you read this do three things: Look at your policy to see if you have med-pay. How much do you have and what does it cost? Call an independent insurance agent and see what it will cost if you add it. Add the most you feel you can afford. It is a bargain. Michael Quinn, Esq.

Friday, November 6, 2009

Arrested For Health Care

Connecticut residents were arrested at Senator Lieberman's Washington office this week for protesting his decision to filibuster the health reform proposal. The reason: It provides that states can determine if they want a public option. I continue to be confused by the fact that members of congress all have publicly funded health insurance but some, Senator Lieberman included, do not want the citizens to have the same option. If it is so evil, why not give it up and go into the private market like the rest of us? Michael Quinn